The operations center for large brokerages to coordinate channels, teams, quotes and policies on one platform.
From prospecting to support, Opencover brings together technology, AI and automation to distribute, integrate, manage and process insurance payments.
Opencover ecosystem
Our solutions
Connected technology and AI infrastructure for prospecting, operations, distribution, integrations, payments and support — from first contact through post-sale.
- Operations for mega brokers
- Channels & Embedded Insurance
Insurance-as-a-Service for channels, platforms and communities to distribute insurance through embedded or white-label journeys.
- Prospecting & opportunities
Generates and qualifies insurance leads and opportunities for brokers — from first contact through commercial follow-up.
- Portal for carriers
A portal for carriers to give their brokers a complete insurance quoting, purchasing and policy-tracking journey.
- API aggregator
One integration connects your platform to multiple insurers through standardized APIs and data.
- Payments & financial operations
Payments and financial management built specifically for insurance — from collection to settlement.
- AI-powered beneficiary support
Autonomous, AI-powered beneficiary support that answers plan questions, guides benefit use and finds in-network providers — reducing the operational burden on HR teams and insurers.
How it works
Technology that connects the entire insurance operation
Insurers, brokers and partners work across different systems and workflows. Opencover connects them, standardizes data and applies automation and AI to prospecting, quoting, purchasing, payment and support journeys.
Insurer
Provides the product, assesses risk, issues and underwrites the policy.
Opencover
Integrates systems, standardizes data and uses technology and AI to connect products, operations and channels in one ecosystem.
Broker
The licensed broker that enables the sale, handling the regulatory and commercial intermediation of the insurance.
Partner
Owns the base, the platform and the relationship with the end customer.
Integration
Opencover technology adapts to your operation
Integrate with your platform
Integrate Opencover solutions and automations through an API-first architecture.
- APIs and hosted flows
- Embedded components
- Webhooks and status updates
- Contextual journeys in your interface
Use a complete solution
A complete experience configured to operate under your brand.
- White-label journey under your brand
- No internal tech to build
- Configured for your business model
- Ready to operate and scale
Benefits
Technology and AI for end-to-end insurance operations
Greater efficiency with automation and AI
Centralized operations management
New channels and revenue streams
Fast, flexible integration
Standardized data across systems
Infrastructure ready to scale
Blog
Technology, AI and operations for insurance
Follow ecosystem releases and content on technology, AI, distribution, integrations, payments and support in insurance.
The public quote journey, from link to active policy
How a single link takes the customer from quote to active policy — questionnaire, pricing and payment in one flow.
Read article →Specialty-based pricing in RCP Médicos
Why the RCP Médicos premium depends on the professional's specialty — and how the platform computes it automatically.
Read article →A white-label experience under your brand
For partners without their own platform, Opencover delivers a complete digital insurance journey branded by whoever distributes it.
Read article →API-first integration and status webhooks
How partners with their own platform connect Opencover to their environment: API, hosted flows and webhooks to track every policy.
Read article →Operation-based dashboards
Opencover dashboards are operation-based: every participating organization sees the shared performance of the operation.
Read article →A configurable product catalog
The engine behind embedded insurance: configurable types, stages and fields that define a product without rewriting code.
Read article →Ready to transform your operation?
Opencover brings together technology, AI and automation so your company can distribute, integrate, manage and scale insurance.